A dinghy (or dingey) is a type of small boat, often carried or towed for use as a ship's boat by a larger vessel. The term is a loanword from the Bengali , Urdu & Hindi . Utility dinghies are usually rowboats or have an outboard motor, but while some are rigged for sailing, they are not to be confused with sailing dinghies which are designed first and foremost for this purpose.