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Monterey Bay
Monterey Bay
is a
bay
of the
Pacific Ocean
located on the coast of the
U.S. state
of
California
. The bay is south of the major cities of
San Francisco
and
San Jose
. The county-seat city of
Santa Cruz
is located at the north end of the bay. The county-seat city of
Monterey
is on the
Monterey Peninsula
at the south end.
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